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Budgeting for your new home is one of the first steps in the home buying process. Both interest rates and down payment play a big role in determining your monthly mortgage payment. Low interest rates might allow you to purchase a higher priced home for a lower payment and a larger down payment may help lower your interest rate.  Remember, there are a lot of factors that go into getting a loan for your new home and this is only a helpful tool. It’s best to speak to one of our preferred lenders.

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